When it comes to our personal finances, we’re understandably very deeply invested (Get it?) in our financial future. Money makes the world go ‘round, after all. However, there are those, and they are many, that would separate us from our hard earned coin. These fiscal vampires drain our wallets and our bank accounts whenever they can sink their teeth in, and there are countless advertising and marketing teams trying to sell you on this deal with the devil. This may sound melodramatic, and it is, but it’s also true. However, all is not lost. While it may be difficult to save your money, it’s not impossible. Here are a few tips to help your stretch your dollar further.
First and foremost, you want to eliminate frivolous spending as much as possible. While creature comforts are important for maintaining morale and, more importantly, mental health in the face capitalism, you’ll want to choose your battles carefully. For example, you don’t want to be spending money on a Pizza Hut pizza when you can make your own from scratch for admittedly more work, but also way less money. Another example is your back to school shopping with Buckle. While shopping for clothing is important, remember that there is always Goodwill for deep discounts on, let’s face it, more interesting and storied clothing. A more extreme example is something completely outside of necessary, such as spending hundreds of dollars on collectibles. (Nerds. Lol j/k)
Another important part of saving money is how you spend on the necessary. We touched on fast food pizza vs home made, but where does frozen pizza from the grocery store fit into all of this? Well, I would say the same. It won’t be as much as a fast food pizza, but, seriously, the price different between home made and pre made is staggering with pizza, specifically. In general, processed foods are a mixed bag. They’re usually cheap for the same reasons that they’re unhealthy: fillers. However, in some cases, they are more expensive than their “whole” counterparts. Pizza is a particularly egregious example. Ideally, though, you’ll want to cook as much of your own food as possible to save money. And, you will. Easily. Handily. The reason for this is that when you cut corners by buying food of the processed or fast varieties, you’re paying for the preparation you could be doing yourself for free.